Fraud Alert

Insurance Software
Testing Services

Vervali tests insurance platforms where a mistake is visible to a regulator: policy administration, quoting and rating, claims and settlement, underwriting workflows, agent and broker portals, and the integrations to legacy core systems. Coverage includes regression across rate changes, security and data protection testing, and the evidence a compliance review will ask for.

150+ clients 450+ projects 275+ engineers 15+ years
Insurance software testing for quoting, claims and policy admin, Vervali
ISO/IEC 17025:2017 testing laboratory accreditation mark

ISO/IEC 17025:2017Accredited testing laboratory

CMMI Maturity Level 3 process award

CMMI Maturity Level 3The process is written down and repeats

ISO 9001:2015 quality management certification mark

ISO 9001:2015Quality management

ISO/IEC 27001 information security certification mark

ISO/IEC 27001Information security

What We Test in an Insurance Platform

A policy administration or claims platform touches money, regulation and a legacy core at once, and a bad release is visible to a regulator.

Policy Administration

Endorsements, mid-term adjustments and renewals, where the arithmetic is dense and rarely fully tested. We test the change, not only new business.

Quoting and Rating

The engine, and whether a rate change does what the actuary intended. A quote that silently defaults is worse than one that fails.

Claims and Settlement

The path with the money and the regulator on it: capture, reserve, payment, reverse and the audit trail on the decision.

Underwriting Workflows

Referral rules, authority limits and the case that should never auto-bind. We rebuild the intended rule with your underwriting owner when there is no spec.

Agent and Broker Portals

Commission, quote-to-bind and the screens a broker actually uses under a campaign.

Cross-Platform Journeys

Web, portal, mobile and the APIs behind them. Device coverage is on mobile application testing.

Need quoting, claims and policy admin coverage that matches how a regulated release fails?

Free Quote Test

Regression Across Rate and Product Changes

Every rate table change, product launch and regulatory update risks breaking the pricing that was correct yesterday.

Expected Values From Your Table

The pack holds the quotes that should still come back: new business, mid-term, renewal and the case that should decline. Expected values come from the table you named.

Kept Current as Products Change

A pack not updated when a product launches will pass a broken rate. The testers who run it own it.

Before Every Rate Release

Rate releases and software releases run on different calendars. Automation is on test automation services.

The Integration Surface

For each connection, what is tested is the behaviour when the provider is slow or returns something unexpected. Method is on API testing services.

Legacy Core

Bind, endorsement and claim updates that must land on a system not built for this portal, including the case the core rejects after the portal showed success.

Payment and Documents

Premium collection, refund and the document that must match the quote the customer accepted. We test card controls and do not issue a PCI certificate.

Third-Party Data

Credit, vehicle and medical feeds that fail slowly rather than cleanly. We test the timeout that looks like a pass in a script and the stalled quote it causes in production.

Identity and Reinsurance

Identity checks that never return, and reinsurance where the treaty is in the path. We test the slow vendor, the partial payload and the default that should never bind.

Already know the platform and the rate calendar? A QA lead can scope the pack.

Talk to a QA Lead

Compliance and Evidence

What a regulator or an internal audit will ask for, and what testing produces towards it.

Control Evidence

We test the controls you named against the rules you named. Method is on compliance testing.

Data Protection and Retention

Data protection, retention and the audit trail on a claim decision. HIPAA is in scope when health data is in the path.

Attack Work, Scoped Separately

Application and API attack testing runs on agreed in-scope assets. See security testing.

Controls Tested, Not Certified

Vervali tests client controls and evidence for SOC 2 readiness and does not hold or issue that certification. We do not issue a NAIC, HIPAA or PCI certificate. ISO/IEC 27001 is held by Vervali, and we do not claim certified security staff.

Performance and Automation

Load at renewal cycles and campaign peaks, and automation of the rating regression pack.

Renewal and Campaign Load

Renewal windows, a campaign and the night a rate table went live produce different shapes. The profile is modelled from your own history. See performance testing.

Automation of the Regression Pack

Scripts that run before every rate release, with a person who owns a fail, gated in CI when that is in the quote.

How an Engagement Starts

From one quoting flow to a pack that keeps pace with rate and product releases, 9am to 1pm Eastern with delivery from India.

  • 01

    Share the Platform

    Tell us the products in play (quoting, claims, policy admin, broker), the rate-change calendar and staging access under NDA.

  • 02

    Get the Coverage Model

    A first assessment is quoted after that look: coverage, the integrations in scope and whether a rating regression pack sits in the same week.

  • 03

    Start With One Quoting Flow

    A free test of one quoting flow is the fastest first look. We do not copy production customer or claims records into a test environment.

  • 04

    Keep It Current, Build What's Next

    The pack stays current as rates and products change. The same team can build the portal, rating surface and integrations through our custom software development and ERP and CRM development.

One quoting flow, tested honestly

Put Your Quoting Engine to the Test

Tell us the platform and the rate-change calendar. We come back with coverage, integrations and a quote.

ISO/IEC 17025:2017 · CMMI Level 3 · 275+ engineers · 9am to 1pm Eastern

Frequently Asked Questions

A mistake on quoting, claims or policy admin is visible to a regulator and to the customer who paid the wrong premium. Testing is how a rate change and a core integration fail in staging, not in production. We test those paths, the slow vendor and the evidence a compliance review will ask for.

It is testing of policy administration, quoting and rating, claims and settlement, underwriting workflows, agent and broker portals, and the integrations to a legacy core. Coverage includes regression across rate changes, security and the compliance evidence. General method is on application testing.

We test the engine and whether a rate change does what the actuary intended. Expected values come from the rate table you named, and the quote is compared, including mid-term adjustments and the case that silently defaults. A free test of one quoting flow shows whether the table still matches the screen.

Every rate table change, product launch and regulatory update risks breaking pricing that was correct yesterday. A rating regression pack holds expected values, is kept current as products change, and runs before every rate release, not only every software release.

We test the controls you name against the rules you name. HIPAA is in scope when health data is in the path, and PCI when card data moves. We do not issue a NAIC, HIPAA or PCI certificate. Method is on compliance testing.

Yes, when the path is named: web, agent portal, mobile and the APIs behind them. A web pass does not prove the app. Device coverage is on mobile application testing, and API coverage is on API testing services. A free test of one quoting flow is the first look.

Yes. Automating the rating regression pack is how a rate release stops being a project. Scripts run before every rate change, with a person who owns a fail, gated in CI when that is in the quote. Tooling is on test automation services.

Most engagements land at $25 to $49 an hour blended. Price follows the products in play, how many cores and vendors are involved, and whether a rate-change pack sits in the same week. A free test of one quoting flow shows the surface before anyone writes a quote.
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